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25 Aug 2015 Regulation 23A, entitled “Criteria to conduct affordability assessment," is divided into subdivisions. The first part sets out the field of application
introduction of the Affordability Assessment Regulations is necessary and Affordability Assessment Criteria interest above the rate allowed by the NCA.
13 Mar 2015 and any guidelines that may be issued by the National Credit Regulator from . "CRITERIA TO CONDUCT AFFORDABILITY ASSESSMENT.
13 Mar 2015 Assessment Regulations, which Notice was published in Government Gazette .. "CRITERIA TO CONDUCT AFFORDABILITY ASSESSMENT.
Affordability Assessment Regulations – what they mean to the consumer! Prior to these regulations, the National Credit Act (NCA) was not prescriptive on how.
16 Nov 2016 While an affordability assessment has always been part of the National Credit Act (NCA), recent amendments to the NCA Regulations have form of regulation '23A – Criteria to conduct affordability assessment application'.
The Amendment Act recognises that, whilst the framework of the NCA and its The Affordability Assessment regulations in particular, by setting out defined criteria No guidance is given as to what will constitute proof of income upon which a.
8 Sep 2015 This is called an affordability assessment. Though this has been a requirement of the National Credit Act (NCA) since inception the methods
15 Feb 2016 The National Credit Act 34 of 2005 (the “NCA") came into effect on 1 June not contain further guidelines on how the affordability assessment
At present, the NCA requires only that a credit provider must not enter into a credit The proposed guidelines contained in the Draft Regulations introduce a In addition, when conducting the affordability assessment, a credit provider will be

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February 2018