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Insurance Terms Glossary. A. Accidental Death Benefit - In a life insurance policy, benefit in addition to the death benefit paid to the beneficiary, should death occur due to an accident. There can be certain exclusions as well as time and age limits. Actual Cash Value - Cost of replacing damaged or destroyed property with
Life Insurance Resource Center. Glossary Of Life Insurance Terms. Agent - An insurance company representative licensed by the state who solicits and negotiates contracts of insurance, and provides service to the policyholder for the insurer. An agent can be independent agent who represents at least two insurance
Life Insurance: Glossary of Terms. Accumulation Value: Term used in Universal Life policies to describe the total of all premiums and earnings credited to the account before deductions for any expenses, loans, and surrenders. Adjustable Life: Form of life insurance allowing the owner to change the face amount, premium
Life Insurance Glossary. Lesson 1. Beneficiary. The person named in a life insurance policy as the recipient of the insurance money in the event of the insured person's death. Cash surrender value. The amount available in cash upon the policy owner's termination of a permanent life insurance policy before it matures or.
1 Jan 2018 Ebooks download for android LIFE INSURANCE GLOSSARY QUICKQUOTE. This file Life Insurance Glossary. Quickquote is available on open edition. This pdf ebook is one of digital edition of Life Insurance Glossary. Quickquote that can be search along internet in google, bing, yahoo and other mayor
INSURANCE GLOSSARY. Abandonment: As used in property insurance, prohibits the insured from abandoning damaged property to the insurance company for repair or disposal. Accelerated Benefits Rider: An adjustment (rider) to a life insurance policy that allows for the early payment of some portion of the policy's face
Term Life Insurance Glossary. Knowing the definitions of common terms can help you understand exactly what you're paying for when you buy term life insurance. Below are definitions of some common terminology that will enable you to make an informed decision. Accelerated Death Benefit. An optional provision in a life
25 Aug 2012 Actuarial Cost Method. Adjustable Life Insurance. Age at Entry. Age at Maturity. Age Limits. Annual Premium Annuity. Annual Premium Payment Mode. Annualised Premium. Annuitant. Annuity (Retirement Option or Life. Annuity). GLOSSARY OF TERMS (please click on the term to view its meaning). TERM.
31 Oct 2011 policy. (G) adjustable life. A form of life insurance that allows changes on the policy face amount, the amount of premium, period of protection, and the length of the premium payment period. See also flexible premium adjustable life insurance policy. (Li) adjustable life. Glossary of Ins Terms 6e Rev.indb 7.
companies to sell life insurance and investment products for that company (or companies). Annual Premium. The amount of money which must be paid annually to keep a life insurance policy going. Annualised Premium Income (API). The annualised dollar amount expected to be received by a life office, as payment for.

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March 2018